RiskPedia — The Risk Framework Encyclopedia & AI Advisor
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India's most complete BFSI regulatory intelligence hub — control catalogues, applicability matrices, compliance calendars, penalty frameworks and templates for the Indian financial-services sector.
Plain-text index of all RiskPedia pages: /llms.txt · Full content snapshot: /llms-full.txt (always-current version: /api/llms-full.txt) · Machine-readable sitemap: /sitemap.xml
India's Digital Personal Data Protection Act 2023 received Presidential assent on 11 Aug 2023; the DPDP Rules 2025 were notified by MeitY on 13 Nov 2025. Consent Manager registration opens around Nov 2026 and core Data Fiduciary obligations + the Data Protection Board become operational around May 2027. Maximum penalty: ₹250 crore per breach (safeguards failure), ₹200 crore (notification failure). RiskPedia covers every fiduciary obligation — notice, consent, purpose limitation, data minimisation, storage limitation, accuracy, security safeguards, breach intimation — plus practitioner playbooks for DPDP gap assessment, DPDP-aligned privacy policy drafting, consent-management architecture, data discovery & mapping, rights fulfilment workflow, vendor / third-party oversight, cross-border data transfer compliance and breach simulation drills. Sectoral readiness varies: financial services and technology lead; healthcare, manufacturing, education and metals lag — RiskPedia ships sector-specific gap-assessment templates for all of them.
RBI's Master Direction on IT Governance, Risk, Controls and Assurance Practices (November 2023, effective April 2024) replaces the 2011 Information Security Master Direction. New / strengthened areas: IT governance committee structure, third-party risk management (TPRM) including cloud, data localisation, 6-hour incident reporting to CERT-In, annual CERT-In empanelled IS audits, business continuity drills, board-level cyber accountability. Applies to every RBI-regulated entity — scheduled commercial banks, payments banks, small finance banks, NBFCs, PPI issuers, ARCs, cooperative banks. Deep-dive at /india/rbi with full control catalogue.
SEBI's Cybersecurity and Cyber Resilience Framework (2024) is the consolidated cyber regulation for the capital-market ecosystem — stock exchanges, depositories, brokers, mutual funds, AIFs, portfolio managers, KRAs and qualified RTAs. Mandates: SOC monitoring with defined detection & response SLAs, cyber audit, board-approved cyber strategy, TPRM, vendor on-boarding controls, cyber resilience testing, incident reporting on SEBI portal. Deep-dive at /india/sebi.
Under Section 70B of the Information Technology Act 2000, CERT-In's April 2022 Directions (effective 25 June 2022) require every Indian organisation to report 26 categories of cyber incidents to incident@cert-in.org.in within 6 hours of becoming aware. Plus 180-day log retention within India, mandatory sync with Indian NTP servers, VPN/cloud provider KYC retention for 5 years. Reportable categories include ransomware, DDoS, data breach, defacement, malicious code, scanning, unauthorised access, identity theft, fake mobile/web apps, social-engineering attacks, and IoT/OT/ICS compromises. Deep-dive at /india/cert-in with reporting SOP and 26-incident matrix.
IRDAI's Cybersecurity Guidelines (April 2026) apply to all Indian insurers, reinsurers and intermediaries. Requirements: board-approved cyber strategy, Information Security Officer (CISO equivalent), ISMS aligned to ISO 27001, periodic VAPT, incident response with regulator notification, third-party / outsourcing controls, customer-data localisation. Combines well with DPDP — life and health insurers process sensitive personal data and must implement consent + rights workflows simultaneously. Deep-dive at /india/irdai.
Sector-wise credit deployment from scheduled commercial banks, with YoY growth and share of total. Sourced from RBI sectoral deployment release (monthly).
| Industry | Deployment (₹Cr) | YoY% | Share of total | Visual |
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| No industry data yet. | ||||
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