Cross-regulator · India Deep Dive
Entity-Type Compliance Navigator
'Which rules apply to me' is the most-searched India compliance question. Pick your entity type to generate your regulator map and your next three deadlines.
Last verified: June 2026| Entity Type | RBI | SEBI | IRDAI | CERT-In | DPDP Role |
|---|---|---|---|---|---|
| Scheduled Commercial Bank | Primary regulator — all MD-ITGRC applies | SEBI applies if listed | Not applicable | All Directions apply | Data Fiduciary; possibly SDF |
| NBFC (>₹1000 Cr AUM) | MD-ITGRC applies | SEBI if listed / MF | Not applicable | All Directions apply | Data Fiduciary |
| Insurance Company (Life/Non-life) | Not primary | SEBI if listed | Primary regulator — all 2023 guidelines | All Directions apply | Data Fiduciary; SDF if large |
| Stock Broker / Intermediary | Not primary | Primary — CSCRF RE-T1/T2 | Not applicable | All Directions apply | Data Fiduciary |
| Payment Aggregator / Fintech | RBI PA/PG circular + MD-ITGRC | Not applicable unless listed | Not applicable | All Directions apply | Data Fiduciary |
| Insurance Broker / Web Aggregator | Not primary | Not primary | IRDAI April 2026 Guidelines apply (proportionate) | All Directions apply | Data Fiduciary |
| Asset Management Company (AMC) | Not primary | Primary — CSCRF RE-T1 | Not applicable | All Directions apply | Data Fiduciary; SDF if large |
| Listed Company (non-BFSI) | Not applicable | SEBI Listing Obligations | Not applicable | IT Act intermediary rules | Data Fiduciary |