Consent orders resolve regulatory enforcement actions without admitting guilt, establishing mandatory corrective measures, timelines, reporting requirements, and often financial penalties. These orders remain in effect until the regulator determines full compliance, with potential escalation if terms are violated. Organizations may accept consent orders to avoid protracted litigation, though they create ongoing compliance obligations and reputational impact. Terms typically include control enhancements, independent monitoring, customer remediation, and regular attestation of progress. A major bank entered a consent order requiring comprehensive overhaul of its risk management framework, independent consultant oversight, and restricted growth until satisfactory compliance, effectively constraining business operations for years while remediating systemic deficiencies identified across multiple examination cycles.